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Get instant financial aid for medical emergency with the help of Financial Tips / Flexi Personal Loan

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The state of medical emergency not only breaks us mentally and emotionally, but it also has a very bad effect on our financial condition because there is a huge bill associated with it. More than that, often these kinds of situations are accidental and such a complex situation can lead to many problems. All of this has a wide impact and you may have to face a cash crunch. That is why it is advisable to arrange a sufficient amount of contingency fund, which will support you at such times. If there is no contingency fund, or if the contingency fund is low, you can rely on Bajaj Finserv Flexi Personal Loan . It is very flexible and is delivered immediately, which can help you deal with unexpected expenses.

You are allowed multiple withdrawals without the need for repeated applications –

In the case of medical emergency, it is quite common for various types of expenses to be added to the total bill during treatment and recovery. These may include operation theater fees, post-treatment expenses and other unexpected costs. Flexi Loan facility helps you to meet all these expenses without any hassle. In this, you get approval up to Rs 25 lakh and, if needed, you can withdraw it several times. Also, you do not need to submit a new application every time you withdraw money, and you do not have to pay any additional fees while doing so. You can easily pay your bills every time at the right time. In Flexi Loan, interest is charged only on the amount withdrawn. In this way, you can save more than the loan you normally get.

You are only allowed to pay interest on the first few months installments-

Since there is a lot of money in an emergency, you may have trouble repaying the loan. If you take a Flexi Personal Loan, you can choose to pay interest on EMIs for the early part of the repayment period and thus reduce your monthly expenses by 45%.

Facilitates partial prepayment at no charge to reduce loan costs

Partial prepayment of your loan can be extremely beneficial, as this reduces the total repayment of interest. After taking this loan, you can prepay anytime without any charge in a period of 60 months. Therefore, after meeting all the expenses incurred in emergency time and returning to your normal life, whenever you get extra income, use it to repay your loan as soon as possible.

The eligibility criteria for this are very simple and very few documents are required-

The process of applying for this loan is very easy and hassle free. The eligibility criteria for this are very simple and very few documents are required. You can avail this loan if you are an Indian citizen and live in the approved list, and you are between 25-55 years of age and you work in a MNC, public or private company.
Submit the following documents while applying:

KYC documents such as your PAN card, Aadhaar card
Employee ID Card
Salary slip of last 2 months

Bank account statement for the last 3 months

Apart from this, in the event of medical emergency you do not need to go to the branch for application for loan and waste time, instead you can get this loan through online application. After submission of the documents, they are verified and then there is fast disbursement of loan amount. Bajaj Finserv promises not to incur any indirect charges for lending. Therefore, while planning for the arrangement of money, you can ask to provide complete details of all the fees and charges levied on the loan, and accordingly funding the emergency situation through the loan. In this way, you will get help in getting loan according to hospital bills.
Currently, the loan and investment arm of Bajaj Finserv, ie Bajaj Finance Limited, is promoting its #LoanFlexibleHai campaign, which is making people aware of the benefits of this loan through an interactive game. Customers can play this game to find out how this loan can be used to deal with thoughtful expenses and unexpected expenses.
To remain one step ahead in the event of medical emergency, fluency is most important, so check your pre-approved offer from Bajaj Finserv today. On filling the online form , you get instant approval and thus you can take advantage of customized financing deal.
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