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Compare and buy best endowment Plans in india: Endowment Plans Insurance, Returns
Investing in unit linked policies will not help the stock market. Less compensation on term plans … The premium paid is not backed up if the policyholder lives.
In case of unfortunate death during the term of the policy, the compensation should be paid or the survivor should receive a guaranteed return for the amount paid. This is why the vast majority of individual financial plans go for endowment plans. Looking for attractive endowment plans …
HDFC
offers guaranteed returns to Sanchi Plus policyholders. There are four options in this policy. Guaranteed maturity is the guaranteed maturity period. Guaranteed Income, LifeLong Income and Longterm Income options are also available. The company pays a premium of up to 10 years for those who choose a premium payout period of 12 years.
Guaranteed Income Option .. The company pays a fixed amount till the policy term expires. Similarly, in Lifelong Income .. the policyholder makes payments up to 99 years. Longterm Income Option will pay for 25 years. In all options, payments start from two years after the end of the policy term. In case of death during the term of the policy .. Maturity Benefits including Sum Insured or Guaranteed Additions declared till date .. The internal rate of return is currently between 5–5.5% for a 40-year-old. The higher the premium payment period, the higher the return rate.
ICICI Prudential ASIP
is an HDFC Life Sanchi Plus Sample Plan. Offers two types of plan options. The 10-year plan will pay five years and the 15-year plan will pay a premium of seven years. The policy can be taken up to a maximum of 60 years. Guaranteed Additions, Guaranteed Lumpsum Amounts Payable. Guaranteed additions are added to the policy annually. Depending on the policy duration, it may be between 10-15% annually. Death Benefit Sum Assurance or Guaranteed Maturity Benefit is higher but payable. There is only one option to take advantage of after the expiration date. If you want income regularly, you have to reinvest.
SBI Life Smart Platina Assure
Anyone over 50 years of age is eligible for this plan. Come with a period of 12 years and 15 years. Six years for a 12 year policy and 7 years for a 15 year policy. There are no quarterly and half year premium payment options. Also, the minimum annual premium for this policy is Rs 50,000. The Internal Rate of Return (IRR) of this policy is 5.5%.
The policyholder receives income annually from five years after the payment of the ICICI Target Lifelong Premium. These payments continue until the policyholder dies or is 99 years old. Guaranteed payments can be determined at the time of policy issuance, depending on how much you agree to pay the premium. 50-year-olds are eligible for this policy on a 15-year premium payment option. The maximum age for entry into a 12-year premium payment option is 53 years. Similarly, the maximum threshold age for a 10-year premium option is 55 years.
HDFC Life
Sanchi Plus is also a Whole Life Policy. This is a product that provides life insurance coverage. This policy can be taken from 55 to 65 years old. It depends on the duration of the pick. The policy applies for the remaining period of 100 years. Or you can choose a policy for a period of 30 to 40 years. You can choose between six, eight, ten and twelve years premium payment options. There are options for Immediate Income (Deferred Income) and Immediate Income (Deferred Income).
If you choose the Instant Income option, you will be paid a declaration bonus annually. If surviving after the expiration date, the same amount will be paid at the same time as the premium paid. Income option available afterwards .. Guaranteed Income and Cash Bonus will be paid till the policy expires one year from the date of premium payment. These payments are payable annually from the date of premium payment until the policy expires or for a period of 25 years or less. Sum Assured and Terminal Bonus will be paid upon expiry.
LIC Jeevan Anand is 50 years old and eligible to take policy. The minimum policy term is 15 years. The policy can be taken for a maximum period of 35 years. Premium is payable up to the full policy term. There is no premium option for part time. Sum Assured is payable in the event of death during the policy term. Accrued bonuses can be earned up to the end of the period. However, after the expiry of this policy term, the policyholder will continue to have life insurance coverage throughout the policy.
This means that once the term is over, the benefit is paid and the policyholder pays the sum assured to the nominees upon death. For those who opted for a 15-year term on the sum of Rs 1,000 per sum assured, a bonus of Rs 41 per Jeevan Anand policy for 2018-19 is declared as a bonus. For those who opted for a period of 16-20 years, the bonus declared on each Rs 1,000 insurance is Rs.45. Policy holders with a term of more than 20 years received a bonus of Rs.
Remember it ..Endowment policies, higher surrender charges. This means that if policyholders want to take over the policy without expiring, the risk is greater. Also, bonuses are not guaranteed in participating plans. Returns on endowment plans are lower than the net rate of return. But this does not include any tax on maturity payments. The death penalty is also tax deductible. So, considering the tax savings, the rate of return is assumed to be at the level of fixed deposits. The maximum deductible under Section 80C for insurance policies is Rs.
Rajouri terrorist attack: Two armed terrorists fired indiscriminately around 7:00 p.m. this Sunday in the Upper Dangri area of Rajouri, Kashmir, killing four people. Six others were injured in the attack. According to eyewitnesses, both terrorists attacked 3 minority houses near the temple in the Upper Dangri area, 8 km from Rajouri.
Eyewitnesses say that the terrorists allegedly attacked three houses here after seeing the Aadhaar card. Those killed in the attack have been identified as Pritam Sharma, his son Ashish Kumar, Deepak Kumar and Sheetal Kumar.
2 wounded were airlifted
Of the 6 people injured in this terrorist attack, 2 have been airlifted to Jammu. Several political and social organizations have called a bandh on Monday in Rajouri to protest against the attack. On the other hand, the security forces have carried out an exhaustive search operation in the area since Sunday night to arrest the terrorists.
condemned political parties
Where the Bharatiya Janata Party has resolved to eliminate terrorism from the Union Territory. At the same time, Congress called the incident “very serious” and exposed the government’s claims to improve the security situation in the Union Territory.
Congressional goal of government
The Congress spokesman said: “Congress strongly condemns the terrorist attack in Rajouri. The incident is very serious and shocking. It exposes the government’s claims to improve the security situation in the Union Territory.” The spokesman further said that the government has failed to protect minorities, first in Kashmir and now in Jammu.
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poplarsAgriculture is the economic backbone of the country. A large population is associated with this profession to carry out their daily lives. Wheat, corn, rice, oilseeds, legumes are the traditional crops. Farmers earn by planting them. Farmers also earn lakhs of rupees from horticultural crops. Experts say that in addition to traditional crops, farmers can earn thousands of rupees in profit. Today we are going to talk about such a crop. The cultivation of popular trees has increased in the country. People are demanding this not only in the country but in the world. The wood of this tree is sold at a high price in the market.
Popular needs that land
It is necessary to have a fertile soil for poplar plants. Planting trees in agriculture with organic elements improves agriculture. Poplar plants should not be planted in soil that is alkaline in nature. The pH value of the soil should be between 5.8 and 8.5. The temperature should be 18 to 20 degrees for planting. Popular trees grow well at a maximum temperature of 45 degrees and a minimum of 10 degrees. Tree development is best in a minimum temperature of 10 degrees and a maximum temperature of 45 degrees.
Plant a popular tree like this
Poplars have deep roots. Deep plowing is fine for this. Leaving water in the field after plowing. After getting out of the water, plow the field two or three times with a rotavator. After this, level the field with the machine. There must be a distance of 5 meters while preparing the line on the field. Transplant the plants in rows 5-6 meters apart into prepared 1-meter-deep holes. Popular trees are good from January to February. The period between February 15 and March 10 is best for transplanting poplars.
You can earn 10 lakh rupees on one hectare
Poplar saplings are not very expensive. But when it comes to selling, its price is very high. Experts say that the price of wood from popular trees is 700 to 800 rupees per quintal. 250 trees can be planted on one hectare. The average height of a tree is about 80 feet. One can earn up to Rs 8-10 lakh from a popular tree in 1 hectare. In the country, a large number of farmers from Bijnor of Uttar Pradesh are involved in the cultivation of folk. Popular countries and abroad can be shipped from here.
Disclaimer: Some of the information provided in the news is based on media reports. Brother farmers, before implementing any suggestion, consult the expert in question.
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IND vs SL 1st T20 Playing XI & Pitch Report: 3 series of T20 matches will be played between India and Sri Lanka. After this T20 series, an ODI series will be played between the two teams. However, the first match of the 3 T20 series will be played on Tuesday at the Wankhede Stadium in Mumbai. The captain of the Indian team in this series will be the versatile Hardik Pandya. Earlier, the India team had to face defeat in the semi-final match of the T20 World Cup. Apart from this, Sri Lanka’s performance in this tournament was also disappointing.
Will Wankhede’s wicket be friendly?
The first T20 match of the series between India and Sri Lanka will be played at Wankhede Stadium in Mumbai. Speaking of the Wankhede wicket, it’s a great wicket to bat at. After landing on this pitch, the ball comes to bat fast. Because of this, he is easy to hit. Apart from this though, there is help for the bowlers at the Wankhede wicket. Especially, fast bowlers get help at the wicket from Wankhede. Apart from this, fast bowlers get swing and good movement.
Possible XI of Team India for the first match of T20-
Ishan Kishan (week), Shubman Gill, Suryakumar Yadav, Deepak Hooda, Hardik Pandya (c), Sanju Samson, Washington Sundar, Harshal Patel, Yuzvendra Chahal, Arshdeep Singh and Umran Malik
Sri Lanka’s possible XI for the first match of T20-
Pathum Nissanka, Kusal Mendis (week), Avishka Fernando, Charit Aslanka, Bhanuka Rajapaksa, Dasun Shanaka (c), Wanindu Hasaranga, Chamika Karunaratne, Mahesh Theekshana, Lahiru Kumara and Dilshan Madushanka
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