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Apart from expert advice / group medical cover, there should also be a separate health insurance policy

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Treatment in the hospital is becoming expensive over time. Hospitalization without health insurance can not only put a lot on a person’s pocket, but can also mess up the financial situation. Most people have Group Medical Cover (GMC) provided by the company. They do not have a separate health insurance policy. In such a situation, if you leave the job, you do not get the benefit of GMC. Therefore, it is necessary to have a separate health insurance policy. Let us know in detail about health insurance ..


Type of policy

  1. Individual Health Insurance Policy

    The insurance company gives this medical cover to the person after paying a lump sum annual premium. It can also be extended to the whole family. In such a situation, a certain amount has to be paid for each member.
  2. Family Floater Health Plan

    The insurance company provides medical cover for the entire family by paying a lump sum annual premium. Under this, the benefit of the entire sum insured is not limited to any one person. All family members get the benefit of this. This usually includes the individual, spouse and children.
  3. Personal accident cover

    An accident can cause partial or complete disabilities. This insurance policy provides insurance cover on death, in addition to loss of income due to lack of ability to work.
  4. Critical Illness Cover

    Under this, the person gets insurance cover against special diseases written in the policy. The insurance company pays the person a lump sum in case of diagnosis of any disease written in the policy.
  5. Super top-up cover

    The super top-up health insurance policy provides protection for the rest of the expenses when the entire or large part of the sum assured is spent in treatment. In this, the insured can decide to what extent the expenses will be borne by himself. 
  6. Pre-Existing Illness Cover

    If there is any disease while taking health insurance, it is called pre-exhaustion illness. Some insurance companies also provide cover on such diseases. The person has to disclose it while undergoing insurance.

Type of claim

  1. Cashless

    In a hospital connected to the insurance company’s network, the person gets treatment without paying money. The insurance company settles the claim directly with the hospital / nursing home as per the terms of the policy.
  2. Reimbursement

    In such a claim, the person himself pays the cost of treatment when he is discharged from the hospital. After this, presenting the necessary documents and claims the amount from the insurance company.
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“If the government parties do not want to sit in the street, then”;

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The central government has decided to reduce excise taxes on gasoline and diesel in the wake of the increased policy. On Saturday, Union Finance Minister Nirmala Sitharaman tweeted about it. “We are reducing the central excise duty by Rs 8 per liter on petrol and Rs 6 per liter on diesel. This will reduce petrol by Rs 9.5 per litre, and diesel by Rs 7 per litre, Sitharaman said. After this, the leader of The Devendra opposition has attacked the Thackeray government following this decision.

Many thanks to Prime Minister Narendra Modi and Union Finance Minister Nirmala Sitharaman for the decision to reduce the central tax on petrol and diesel by Rs 8 and Rs 6 per litre, respectively! For this, the central government will bear a charge of Rs 1 lakh crore every year. Prime Minister Narendra Modi’s government has also decided to give a subsidy of Rs 200 per cylinder to recipients of Pradhan Mantri Ujwala Yojana, thus a financial burden of Rs 6,100 crore will be incurred,” said Devendra Fadnavis.

Prime Minister Narendra Modi has once again shown that the Modi government at the Center is the common man’s government in this country. The welfare of the poor is a very important issue for them and they constantly fight for it. He has given the same answer once again from these decisions. Now, I once again request the Chief Minister and the Government of Maharashtra to take the initiative to reduce the taxes on gasoline and diesel and provide more relief to the common man. Because the rates in Maharashtra are the highest. The ruling parties do not want to sit in the streets, they want to give relief to the people,” Fadnavis said.


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“This government belongs to dishonest children, they are in the sea…”, offensive statement from the BJP MLA! | …

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A few days ago, the Supreme Court ordered the state government to declare local body elections in the state within 15 days. Thus, while expressing a strong feeling that the OBC reserve is gone, the Opposition has targeted the Maharashtra Government. BJP has criticized the state government for killing the OBC reserve. In this regard, BJP MLA Babanrao Lonikar’s tongue slipped as he spoke to citizens in the Mantha city of Jalna. He criticized the state government in offensive language. Reactions to his statement are now beginning to surface.

“Government Thieves, Lafange Ministers”

“If this information had been delivered to the Supreme Court by collecting Imperial data and conducting a triple test, an OBC reservation of one thousand percent would have been read. But this government and its ministers, liars, scoundrels, scoundrels should be drowned in the sea. These liars were constantly saying that Modi, the central government should give us the data,” said Babanrao Lonikar.

“Data collected during Manmohan Singh’s rule”

“Manmohan Singh was the prime minister of the country. In Delhi, Maharashtra was ruled by the Congress. The whole country was under the control of the Congress. That was when the survey was done. There were 69,000 errors in it. The Manmohan Singh government never has not released that data to any state. Congress hasn’t released that data in its 50 years of existence. But the OBC ministers in the state are making the scene. They’re giving speeches with scarves around their necks. They’re speaking in the media.” Lonikar said.

“Go to the villages and tell them…”

Speaking at the occasion, Lonikar called on those present to speak about government from town to town. “Go to the villages and tell them that this is a dishonest child. The snake is not visible in the vegetation. We have to explain to the villagers how poisonous this three-winged snake is in Maharashtra,” Lonikar said.


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Aurangabad was rocked by two murders; One Sided College Girl All Day…

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The city of Aurangabad was shaken by the killings that took place in the morning and around noon. Two days ago, a man murdered his girlfriend and committed suicide in Aurangabad. While the incident was fresh, a 19-year-old girl was killed near the university on Saturday (May 21) out of one-sided love. The defendants in both cases have been acquitted. The deceased 19-year-old student and her killer were both from the same community, police said.

In another incident, Sabir Shah Qasim Shah (36) and Farhan Khan Nizam Khan (19, both Cuttackgate water tank residents) got into an argument at the Jinsi police station on Friday over a minor altercation. Farhan hit Sabir Shah in the stomach with a sharp object near him, seriously injuring him. Sabir Shah is receiving treatment at Ghati Hospital. However, the doctors pronounced him dead in the morning.

The police arrived at the scene in a case of one-sided love

One case has been recorded in this regard, said Jinsi Police Inspector V. METRO. Kendra gave. Senior officials including API Magare from Kendra visited the site. Tangde Criminal Investigation Squad Deputy Inspector Sunil Jadhav has been dispatched to Naregaon to search for the accused. A forensic team has been called to the scene. Panchnama was also performed by Sub-Inspector Harun Sheikh’s team.

Also read: Two murders at midnight in Aurangabad, murder of a woman along with a young man

Meanwhile, the defendant has a large gang that includes all minors and children up to 18 years of age. Many of them are in the business of only selling buttons at night. The police are investigating in that direction.


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